A Quick Guide to Fallen Trees and Insurance Claims

Dealing with a fallen tree insurance claim? These 3 factors insurance coverage: the tree's location, why it fell, and what was damaged. Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a branch through your window. Your [...]


A Guide to Landlord Property Maintenance for NYC Building Owners

Proper property maintenance and regular inspections are two ways to protect your real estate investment. There’s always a to-do list when it comes to landlord property maintenance, whether you own a multi-family brownstone in Park Slope or an apartment building in Astoria. Something always needs repair, replacement, cleaning or disposal.Yes, your tenants care about how well your property is [...]


Use This Handy Checklist to Create a Home Inventory

A current home inventory makes the insurance claims process easier after a loss. Download this home inventory checklist, or use one of these other methods to catalog your possessions. If your home or apartment burned down tomorrow, could you supply your insurance company with a complete list of possessions to recover your losses? According to a survey [...]


Factors That Affect Your Insurance Premiums

Insurance companies look at a variety of factors when calculating insurance premiums. Whether you need homeowner’s insurance in Park Slope, renter’s insurance in the Bronx, or landlord insurance on the Upper East Side, insurance companies look at many of the same factors when calculating your premium. The good news: You can make those factors more attractive to [...]


Why Do Insurance Companies Ask So Many Questions?

Insurance partners ask detailed questions to help them identify the best policy for your needs and situation. If you’ve ever filled out a form or called for a quote on homeowner’s insurance, you’ve probably noticed that the insurance company had questions. Lots of questions. Insurance agents and brokers aren’t being nosy. They know what an insurance company [...]


NYC HPD Publishes 2019 Housing Information Guide

HPD has updated its housing information guide, which contains rules and regulations affecting housing in New York City. As we’ve done previously, this article highlights updates in the latest edition of New York City's Department of Housing Preservation & Development (HPD)’s housing information guide, The ABCs of Housing. Owners of multiple dwellings (residential buildings of 3+ units) [...]


Before Filing a Claim, Ask Yourself Three Questions

Does it make sense to file an insurance claim? Know your policy, and consider these factors. If your house burns down, burglars strip your home of valuables, or a tree caves in your roof, there’s no question. Contact your insurance company or agent/broker immediately, and start the claims process. But what if your home suffers more minor [...]


How to Protect Yourself Against Home Repair Scams

Protect your home and avoid scamming contractors by looking for these red flags. A contractor knocks on your door with a great deal “because we just did work for your neighbor and have material left over.” An ad promises a super low price that turns into a bait-and-switch and a price that’s 5x higher. A contractor starts [...]