Reduced Rates for New York City Residential Building Insurance

Building owners throughout the greater New York City area are saving money with City Building Owners Insurance Program. This residential building insurance program is exclusive to owners of buildings with fewer than 50 units, including brownstones, multi-family buildings, apartment buildings, and co-op and condominium buildings. We also serve the association boards that manage these properties.

Compare us to your current policy

City Building Owners Insurance knows how to get the best coverage at the lowest premium. We specialize in making sure you get the best residential building insurance coverage at the absolute best rate. You need someone who will work on your behalf to put those savings in your pocket… We are that someone.

  • All our policies come with $1 million liability coverage protection… Does yours?
  • All our policies also come with $250,000 backup of sewer and drains, ordinance or law coverage, and water damage legal liability.
  • Our clients are not limited to “one-size fits all” insurance policies. We review your insurance needs and areas of high risk, and design a policy specifically tailored for you and your building.
  • We also make house calls. We come to you and handle all the paperwork for you.

Recent Success Stories

Saved $611

was $1635 at Kensington
now $1024 with City Building Owners Insurance

Saved $305

was $1270 at State Farm
now $965 with City Building Owners Insurance

Saved $751

was $1683 at State Farm
now $932 with City Building Owners Insurance

Saved $562

was $1672 at Liberty Mutual
now $1111 with City Building Owners Insurance

City Building Owners Insurance Program

You’re not just getting a free quote; you’ll also get free risk management and cost control analysis. We’ll even review your existing coverage at no cost.

Every building, every owner… every residential building insurance policy is different

NYC Brownstone Insurance Coverage

New York City apartment buildings lower premium with custom policy

Even two identical brick homes, side by side, may need different insurance. Only you can balance the coverage, costs and risks to find the best combination, and our job is to help you make a well-informed decision.  Here’s how we make sure you get the exact coverage you need:

  • Consult with you and research your building’s history and other details to identify your needs
  • Educate you about all of your options
  • Manage the application and inspection process
  • Make all arrangements with lenders and former insurance companies
  • Provide ongoing support and answers
  • Periodically review your coverage to ensure you’re getting the right insurance at the best price

Always service you deserve

Along with the best coverage at the absolute lowest cost,  you can expect:

  • An up-to-date risk profile that includes all safety-related improvements.
  • Review of your building valuations on a regular basis.
  • Help in understanding insurance jargon, like co-insurance, actual cash value and replacement cost.
  • Help with reviewing your current rent rolls to manage your loss of rents exposure.
  • Help with pinpointing high-risk areas and identifying your needs to make sure your insurance program remains right for you as your needs change.
  • Customer service levels to rave about.  Check out the customer testimonials!

Nobody Beats Our Rates

We are building owner advocates.  We will make sure you understand your responsibilities and we understand your needs.  We’ll explain every aspect of your residential building insurance so you’re not under- or over-insured.

“The bigger insurance companies will ship the policy out, but Stu works with people like me. He delves deeper, and we figure out the best way to go. We saved between 10 and 40%, depending on the building.”
Property Manager, Multi-family homes, Brooklyn
“Stu actually came to the house. He felt we were underinsured. Despite bringing all the coverages up to a better level, we still ended up with a big savings on our premium.”
Brownstone Owner, Brooklyn
For the fact that I met him personally; I never met any of these other brokers I’ve been doing business with in real estate. That’s the biggest difference, I guess, the personal service that he normally gives.”
Building Mgr, 20 Multifamily and Mixed-Use Properties, Queens, NY